{"id":3350,"date":"2016-10-19T15:13:52","date_gmt":"2016-10-19T15:13:52","guid":{"rendered":"https:\/\/assega.com\/en\/?page_id=3350"},"modified":"2026-10-28T11:17:06","modified_gmt":"2026-10-28T11:17:06","slug":"health","status":"publish","type":"page","link":"https:\/\/assega.com\/en\/insurance-in-andorra\/health\/","title":{"rendered":"Health insurance in Andorra"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3350\" class=\"elementor elementor-3350 elementor-2652\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-862addc e-con-full pg-hero e-flex e-con e-parent\" data-id=\"862addc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8cfc32 elementor-widget elementor-widget-html\" data-id=\"a8cfc32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"bg\" style=\"background-image:url(https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/salut-hero-assegurances-salut-andorra-silueta-albada.jpg);background-position:50% 40%\"><\/div><div class=\"as-wrap\"><div class=\"pg-crumb\"><a href=\"https:\/\/assega.com\/en\/\">Home<\/a> \u203a <a href=\"https:\/\/assega.com\/en\/#s-serveis\">Insurance<\/a> \u203a <span>Health<\/span><\/div><p class=\"as-eyebrow\">Health insurance<\/p><h1>Health insurance in Andorra.<\/h1><p class=\"lead\">From CASS top-up cover to the best private medicine in the world. Four products designed so that your health and your family's are always well covered.<\/p><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/health\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-ghost\" href=\"tel:+376868622\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 1.9.7 2.8a2 2 0 0 1-.5 2.1L8.1 9.9a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.8.7a2 2 0 0 1 1.7 2z\"\/><\/svg> +376 868 622<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5caa0a6 e-con-full pg-sec e-flex e-con e-parent\" data-id=\"5caa0a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9971c8 elementor-widget elementor-widget-html\" data-id=\"f9971c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div class=\"pg-2col\"><div class=\"pg-prose\"><h2>From CASS to private medicine, with no gaps<\/h2><p>The Andorran public system covers a significant part of healthcare costs, but not all of them. A <strong>CASS top-up policy<\/strong> lets you reach 100% cover for consultations, pharmacy and hospitalisation. And if you want to go further, private health insurance gives you access to medical networks with thousands of specialists, worldwide cover and no waiting lists.<\/p><p>At Assega we help you choose the right level: a <strong>top-up<\/strong>, a <strong>sick leave income<\/strong> policy that protects your earnings, comprehensive insurance such as <strong>Mundisalut<\/strong> or the most exclusive product on the Andorran market, <strong>Top Health<\/strong>.<\/p><p>Want to protect your loved ones' future too? Discover <a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/life\/\">life insurance<\/a>.<\/p><\/div><div class=\"pg-img\"><img decoding=\"async\" src=\"https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/salut-intro-assegurances-salut-andorra-mans-acompanyament.jpg\" alt=\"Hands held together on a wooden table: support and health insurance in Andorra\" loading=\"lazy\"><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d75e30 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"3d75e30\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96de41d elementor-widget elementor-widget-html\" data-id=\"96de41d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Our health products<\/h2><p class=\"sub\">Four levels, from top-up cover to VIP cover.<\/p><div class=\"pg-tiers\"><div class=\"pg-tier\"><div class=\"tag\">Top-up<\/div><h3>CASS top-up cover<\/h3><p class=\"d\">We optimise your public healthcare cover up to 100%.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>25% of medical consultations<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>25% of pharmacy costs<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>10% of hospitalisation costs<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/en\/quote\/health\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier\"><div class=\"tag\">Income<\/div><h3>Income \/ Sick leave<\/h3><p class=\"d\">When you're off sick, you can count on Assega. Cover 24 hours a day.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Temporary incapacity due to illness and\/or accident<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Maternity benefits<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Hospitalisation due to illness and\/or accident<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Lengthy diagnostic tests<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>24-hour medical helpline<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/en\/quote\/health\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier\"><div class=\"tag\">Comprehensive<\/div><h3>Mundisalut<\/h3><p class=\"d\">Comprehensive healthcare with worldwide cover.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>100% reimbursement within Andorra<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>100% reimbursement within the insurer's medical network (18,000 specialists)<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>80% reimbursement outside the medical network<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Travel assistance worldwide<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/en\/quote\/health\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier hl\"><div class=\"tag\">VIP<\/div><h3>Top Health<\/h3><p class=\"d\">The best health insurance on the market: 100% cover with no limits on access or costs.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Primary care, specialists, diagnostics, hospitalisation and surgery at 100%<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Worldwide assistance in emergencies<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>100% of medicines and vaccines<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Basic and specialist dentistry, prostheses and implantology<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Spa stay after a hospital stay<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Psychology, homeopathy and acupuncture<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Network of clinics in the USA<\/span><\/li><\/ul><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/health\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-353af44 e-con-full pg-sec e-flex e-con e-parent\" data-id=\"353af44\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29d2c7e elementor-widget elementor-widget-html\" data-id=\"29d2c7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Why take out health insurance with Assega<\/h2><p class=\"sub\">Real, human advice for an important decision.<\/p><div class=\"pg-values\"><div class=\"pg-value\"><div class=\"n\">01<\/div><h4>A single point of contact<\/h4><p>With Assega you always deal with the same person for any procedure: taking out the policy, changes and claims. We spare you the tedious dealings with the insurer's departments.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">02<\/div><h4>Leading insurers<\/h4><p>We work with the leading insurers in financial protection and compare between them to recommend the best product for you.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">03<\/div><h4>Optimised cover and cost<\/h4><p>Flexible policies that adapt to your real needs, so you don't pay for cover you don't need.<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-854d19a e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"854d19a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9070399 elementor-widget elementor-widget-html\" data-id=\"9070399\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Frequently asked questions<\/h2><div class=\"pg-faq\"><details><summary>What exactly does CASS top-up cover include?<\/summary><div>It tops up public cover to 100%: the 25% of medical consultations, the 25% of pharmacy costs and the 10% of hospitalisation costs that CASS does not cover.<\/div><\/details><details><summary>What is sick leave income?<\/summary><div>It is insurance that pays you a benefit while you are on sick leave due to illness or accident, with 24-hour cover. It includes maternity benefits, hospitalisation and lengthy diagnostic tests, plus a 24-hour medical helpline.<\/div><\/details><details><summary>Can I see doctors outside Andorra with Mundisalut?<\/summary><div>Yes. Mundisalut has worldwide cover: 100% reimbursement within Andorra and within the insurer's medical network (18,000 specialists), 80% outside the medical network, and travel assistance worldwide.<\/div><\/details><details><summary>What makes Top Health different?<\/summary><div>It is the VIP insurance: access to the best private medicine at 100%, with no limits on access or costs, and with unique cover such as post-hospitalisation spa stays, psychology, homeopathy, acupuncture and a network of clinics in the USA. It is a unique product on the Andorran market.<\/div><\/details><details><summary>How do I request a quote?<\/summary><div>Fill in the <a href=\"https:\/\/assega.com\/en\/quote\/health\/\">health quote form<\/a> stating the people to be insured and the type of cover, or call us on +376 868 622.<\/div><\/details><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78b87bf e-con-full pg-cta e-flex e-con e-parent\" data-id=\"78b87bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c306517 elementor-widget elementor-widget-html\" data-id=\"c306517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div><h2>Look after your health with the right cover.<\/h2><p>An adviser will help you choose between top-up cover, sick leave income, Mundisalut or Top Health.<\/p><\/div><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/health\/\">Request a health quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-outline-w\" href=\"https:\/\/assega.com\/en\/contact-%c2%b7-assega-assegurances-andorra-la-vella\/\">Contact us<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21afc00 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"21afc00\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1d7062 elementor-widget elementor-widget-html\" data-id=\"a1d7062\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>You may also be interested in<\/h2><p class=\"sub\">Other Assega insurance in Andorra<\/p><div class=\"pg-rel\"><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/life\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20.8 4.6a5.5 5.5 0 0 0-7.8 0L12 5.6l-1-1a5.5 5.5 0 0 0-7.8 7.8l1 1L12 21l7.8-7.6 1-1a5.5 5.5 0 0 0 0-7.8z\"\/><\/svg><\/span>Life Insurance<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/house-comunities\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 10l9-7 9 7v10a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"\/><path d=\"M9 22V12h6v10\"\/><\/svg><\/span>Home &amp; Communities<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/vehicle\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 17h14M5 17a2 2 0 1 1-4 0 2 2 0 0 1 4 0zm14 0a2 2 0 1 0 4 0 2 2 0 0 0-4 0zM3 11l2-6h14l2 6H3z\"\/><\/svg><\/span>Vehicle Insurance<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/business\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"2\" y=\"7\" width=\"20\" height=\"14\" rx=\"2\"\/><path d=\"M16 21V5a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2v16\"\/><\/svg><\/span>Business Insurance<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":6161,"parent":3348,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3350","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health insurance in Andorra | Assega<\/title>\n<meta name=\"description\" content=\"Health insurance in Andorra: 100% CASS top-up cover, sick-leave income, Mundisalut with worldwide cover and Top Health. 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