{"id":3353,"date":"2016-10-19T15:38:15","date_gmt":"2016-10-19T15:38:15","guid":{"rendered":"https:\/\/assega.com\/en\/?page_id=3353"},"modified":"2026-10-28T11:17:06","modified_gmt":"2026-10-28T11:17:06","slug":"vehicle","status":"publish","type":"page","link":"https:\/\/assega.com\/en\/insurance-in-andorra\/vehicle\/","title":{"rendered":"Vehicle insurance in Andorra"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3353\" class=\"elementor elementor-3353 elementor-2658\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c1f9ea e-con-full pg-hero e-flex e-con e-parent\" data-id=\"0c1f9ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae66bda elementor-widget elementor-widget-html\" data-id=\"ae66bda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"bg\" style=\"background-image:url(https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/vehicles-hero-assegurances-cotxe-moto-andorra-estela-llums-capvespre.jpg);background-position:50% 60%\"><\/div><div class=\"as-wrap\"><div class=\"pg-crumb\"><a href=\"https:\/\/assega.com\/en\/\">Home<\/a> \u203a <a href=\"https:\/\/assega.com\/en\/#s-serveis\">Insurance<\/a> \u203a <span>Vehicles<\/span><\/div><p class=\"as-eyebrow\">Vehicle insurance<\/p><h1>Car and motorbike insurance in Andorra.<\/h1><p class=\"lead\">Three levels of cover for your car and a specific policy for motorbikes, always with unlimited civil liability, legal defence and travel assistance from km 0 across Europe.<\/p><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/vehicles\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-ghost\" href=\"tel:+376868622\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 1.9.7 2.8a2 2 0 0 1-.5 2.1L8.1 9.9a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.8.7a2 2 0 0 1 1.7 2z\"\/><\/svg> +376 868 622<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f6c811e e-con-full pg-sec e-flex e-con e-parent\" data-id=\"f6c811e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e59e02 elementor-widget elementor-widget-html\" data-id=\"3e59e02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div class=\"pg-2col\"><div class=\"pg-prose\"><h2>The cover your vehicle needs, no more and no less<\/h2><p>In Andorra, civil liability insurance is compulsory in order to drive, but the difference between one policy and another is what happens the day you need it. At <strong>Assega<\/strong> we compare offers from the leading insurers and recommend the cover that fits your vehicle, your driving experience and your budget.<\/p><p>All our vehicle policies include <strong>unlimited civil liability<\/strong>, <strong>legal defence and claims<\/strong>, occupant and driver insurance, and <strong>travel assistance from km 0 across Europe<\/strong>. From there, you choose how far you want to go: basic third-party, extended third-party or fully comprehensive.<\/p><p>If you have a high-end, sports or collector vehicle, discover <a href=\"https:\/\/assega.com\/en\/prestige\/\">Assega Prestige<\/a>, our exclusive insurance for luxury vehicles.<\/p><\/div><div class=\"pg-img\"><img decoding=\"async\" src=\"https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/vehicles-intro-assegurances-cotxe-andorra-retrovisor-posta-de-sol.jpg\" alt=\"Car rear-view mirror with a sunset: car insurance in Andorra\" loading=\"lazy\"><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4517a74 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"4517a74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e35040 elementor-widget elementor-widget-html\" data-id=\"7e35040\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Choose your level of cover<\/h2><p class=\"sub\">Three options for cars and a specific policy for motorbikes.<\/p><div class=\"pg-tiers\"><div class=\"pg-tier\"><div class=\"tag\">Car<\/div><h3>Basic third-party<\/h3><p class=\"d\">The essential cover for driving with peace of mind.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Unlimited civil liability<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Legal defence and claims<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Occupant and driver insurance<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Travel assistance from km 0 across Europe<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Glass<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Replacement vehicle<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/en\/quote\/vehicles\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier\"><div class=\"tag\">Car<\/div><h3>Extended third-party<\/h3><p class=\"d\">Everything in basic cover, plus fire and theft.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Everything included in Basic third-party<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Fire<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Theft<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Glass<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Replacement vehicle<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/en\/quote\/vehicles\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier hl\"><div class=\"tag\">Car<\/div><h3>Fully comprehensive<\/h3><p class=\"d\">Maximum protection, including damage to your own vehicle.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Everything included in Extended third-party<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Damage to your own vehicle<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Invoice value for the first 2 years in the event of a total loss<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Replacement vehicle<\/span><\/li><\/ul><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/vehicles\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier\"><div class=\"tag\">Motorbike<\/div><h3>Motorcycle<\/h3><p class=\"d\">A specific policy for motorcycles and mopeds.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Unlimited civil liability<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Legal defence and claims<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Travel assistance from km 0 across Europe<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Passenger insurance<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/en\/quote\/vehicles\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a74e877 e-con-full pg-sec e-flex e-con e-parent\" data-id=\"a74e877\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9299edb elementor-widget elementor-widget-html\" data-id=\"9299edb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Why insure your vehicle with Assega<\/h2><p class=\"sub\">More than thirty years advising drivers in Andorra.<\/p><div class=\"pg-values\"><div class=\"pg-value\"><div class=\"n\">01<\/div><h4>A single point of contact<\/h4><p>With Assega you always deal with the same person for any procedure: taking out the policy, changes and claims. We spare you the tedious dealings with the insurer's departments.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">02<\/div><h4>Leading insurers<\/h4><p>We work with the leading insurers in financial protection and compare between them to recommend the best product for you.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">03<\/div><h4>Optimised cover and cost<\/h4><p>Flexible policies that adapt to your real needs, so you don't pay for cover you don't need.<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-38734c7 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"38734c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-967bd76 elementor-widget elementor-widget-html\" data-id=\"967bd76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Frequently asked questions<\/h2><p class=\"sub\">What people ask us most often about vehicle insurance.<\/p><div class=\"pg-faq\"><details><summary>What is the difference between basic third-party, extended third-party and fully comprehensive?<\/summary><div>Basic third-party covers the damage you cause to others (unlimited civil liability) and includes legal defence, occupants, travel assistance, glass and a replacement vehicle. Extended third-party adds fire and theft of your vehicle. Fully comprehensive also covers damage to your own car, even if the accident is your fault, and guarantees the invoice value for the first two years in the event of a total loss.<\/div><\/details><details><summary>What does travel assistance from km 0 mean?<\/summary><div>It means that assistance is activated from the very spot where your vehicle is, even if that is outside your front door. There is no minimum distance you have to have travelled. It covers the whole of Europe.<\/div><\/details><details><summary>Is a replacement vehicle included?<\/summary><div>Yes, a replacement vehicle is included in all three car options (basic third-party, extended third-party and fully comprehensive). Ask your adviser for the insurer's specific conditions.<\/div><\/details><details><summary>I have a high-end car. Which insurance suits me?<\/summary><div>For luxury, sports or collector vehicles we have created <a href=\"https:\/\/assega.com\/en\/prestige\/\">Assega Prestige<\/a>, with extended new-for-old value, an equivalent replacement vehicle and repairs at the brand's official workshop.<\/div><\/details><details><summary>How do I request a quote?<\/summary><div>Fill in the <a href=\"https:\/\/assega.com\/en\/quote\/vehicles\/\">vehicle quote form<\/a> with your car or motorbike details and within 24 working hours an adviser will contact you with a proposal. You can also call us on +376 868 622.<\/div><\/details><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ff224b5 e-con-full pg-cta e-flex e-con e-parent\" data-id=\"ff224b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d168b13 elementor-widget elementor-widget-html\" data-id=\"d168b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div><h2>Insure your vehicle today.<\/h2><p>A personalised quote within 24 working hours, with no obligation.<\/p><\/div><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/vehicles\/\">Request a vehicle quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-outline-w\" href=\"https:\/\/assega.com\/en\/contact-%c2%b7-assega-assegurances-andorra-la-vella\/\">Contact us<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-219b195 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"219b195\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cd5fc7 elementor-widget elementor-widget-html\" data-id=\"2cd5fc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>You may also be interested in<\/h2><p class=\"sub\">Other Assega insurance in Andorra<\/p><div class=\"pg-rel\"><a href=\"https:\/\/assega.com\/en\/prestige\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 2l3.1 6.3 6.9 1-5 4.9 1.2 6.8L12 17.8 5.8 21l1.2-6.8-5-4.9 6.9-1z\"\/><\/svg><\/span>Assega Prestige<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/house-comunities\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 10l9-7 9 7v10a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"\/><path d=\"M9 22V12h6v10\"\/><\/svg><\/span>Home &amp; Communities<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/life\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20.8 4.6a5.5 5.5 0 0 0-7.8 0L12 5.6l-1-1a5.5 5.5 0 0 0-7.8 7.8l1 1L12 21l7.8-7.6 1-1a5.5 5.5 0 0 0 0-7.8z\"\/><\/svg><\/span>Life Insurance<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/health\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-4l-3 9L9 3l-3 9H2\"\/><\/svg><\/span>Health Insurance<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":6173,"parent":3348,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3353","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Car and motorbike insurance in Andorra | Assega<\/title>\n<meta name=\"description\" content=\"Car and motorbike insurance in Andorra: basic third-party, extended third-party and fully comprehensive, with km 0 assistance across Europe. 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