{"id":3366,"date":"2016-10-19T16:01:29","date_gmt":"2016-10-19T16:01:29","guid":{"rendered":"https:\/\/assega.com\/en\/?page_id=3366"},"modified":"2026-10-28T11:17:06","modified_gmt":"2026-10-28T11:17:06","slug":"life","status":"publish","type":"page","link":"https:\/\/assega.com\/en\/insurance-in-andorra\/life\/","title":{"rendered":"Life insurance in Andorra"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3366\" class=\"elementor elementor-3366 elementor-2670\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af3c8f6 e-con-full pg-hero e-flex e-con e-parent\" data-id=\"af3c8f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12b3499 elementor-widget elementor-widget-html\" data-id=\"12b3499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"bg\" style=\"background-image:url(https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/vida-hero-assegurances-vida-andorra-familia-posta-de-sol.jpg);background-position:50% 55%\"><\/div><div class=\"as-wrap\"><div class=\"pg-crumb\"><a href=\"https:\/\/assega.com\/en\/\">Home<\/a> \u203a <a href=\"https:\/\/assega.com\/en\/#s-serveis\">Insurance<\/a> \u203a <span>Life<\/span><\/div><p class=\"as-eyebrow\">Life insurance<\/p><h1>Would you do anything for your children? Build them a perfect tomorrow.<\/h1><p class=\"lead\">Flexible life insurance: you choose the sum assured, you choose the beneficiaries, and you can change them whenever you like. With cover for death, total and permanent disability and repatriation.<\/p><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/life\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-ghost\" href=\"tel:+376868622\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 1.9.7 2.8a2 2 0 0 1-.5 2.1L8.1 9.9a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.8.7a2 2 0 0 1 1.7 2z\"\/><\/svg> +376 868 622<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-914416b e-con-full pg-sec e-flex e-con e-parent\" data-id=\"914416b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a1285f elementor-widget elementor-widget-html\" data-id=\"5a1285f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div class=\"pg-2col\"><div class=\"pg-prose\"><h2>Protection for your loved ones, when they need it most<\/h2><p>Life insurance isn't for you: it's for the people you love. It ensures that, if one day you are no longer here or are unable to work, your beneficiaries will receive the sum you decided on. At Assega we tailor it to you: <strong>based on your life needs<\/strong> you take out the sum assured that fits, no more and no less.<\/p><p>It is also the most efficient way to <strong>reduce the cost of the mortgage insurance<\/strong> your bank requires, and we have a <strong>special insurance for passive residents in Andorra<\/strong>.<\/p><p>If what you want to protect is your income while you are on sick leave, take a look at <a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/health\/\">sick leave income<\/a> within our health insurance.<\/p><\/div><div class=\"pg-img\"><img decoding=\"async\" src=\"https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/vida-intro-assegurances-vida-andorra-familia-agafada-de-la-ma.jpg\" alt=\"Family holding hands at sunset: life insurance in Andorra\" loading=\"lazy\"><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdb29fa e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"fdb29fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38b6962 elementor-widget elementor-widget-html\" data-id=\"38b6962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Benefits and cover<\/h2><p class=\"sub\">Everything included in Assega's life insurance.<\/p><div class=\"pg-tiers\"><div class=\"pg-tier\"><div class=\"tag\">Benefits<\/div><h3>Tailored to you<\/h3><p class=\"d\">Total flexibility in the sum assured and beneficiaries.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>You choose the sum assured, based on your life needs<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>You name whichever beneficiaries you wish and can change them at any time<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Reduces the cost of your mortgage insurance<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Special insurance for passive residents in Andorra<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/en\/quote\/life\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier hl\"><div class=\"tag\">Cover<\/div><h3>Cover included<\/h3><p class=\"d\">What your beneficiaries receive.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span><strong>Death<\/strong>: from any cause, the beneficiaries you choose receive the sum assured<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span><strong>Total and permanent disability<\/strong>: if, through illness or natural causes, you are unable to do your usual job, we pay you the agreed sum assured<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span><strong>Repatriation<\/strong>: in the event of death, repatriation of the body to Andorra with no geographical limit<\/span><\/li><\/ul><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/life\/\">Request a quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4439bce e-con-full pg-sec e-flex e-con e-parent\" data-id=\"4439bce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7c1366 elementor-widget elementor-widget-html\" data-id=\"a7c1366\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Why take out life insurance with Assega<\/h2><div class=\"pg-values\"><div class=\"pg-value\"><div class=\"n\">01<\/div><h4>A single point of contact<\/h4><p>With Assega you always deal with the same person for any procedure: taking out the policy, changes and claims. We spare you the tedious dealings with the insurer's departments.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">02<\/div><h4>Leading insurers<\/h4><p>We work with the leading insurers in financial protection and compare between them to recommend the best product for you.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">03<\/div><h4>Optimised cover and cost<\/h4><p>Flexible policies that adapt to your real needs, so you don't pay for cover you don't need.<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f87f01a e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"f87f01a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d421d1 elementor-widget elementor-widget-html\" data-id=\"5d421d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Frequently asked questions<\/h2><div class=\"pg-faq\"><details><summary>What sum assured should I take out?<\/summary><div>Whatever your loved ones need to maintain their standard of living: think about your mortgage or outstanding loans, the years of income you would like to cover and your children's education. An Assega adviser will help you calculate it without over-insuring yourself.<\/div><\/details><details><summary>Can I change the beneficiaries later?<\/summary><div>Yes. You name the beneficiaries you wish and can change them at any time.<\/div><\/details><details><summary>Can it be used for the insurance my bank requires for my mortgage?<\/summary><div>Yes, and often at a lower cost than the insurance offered by the bank itself. It is one of the most common reasons for taking it out.<\/div><\/details><details><summary>What does total and permanent disability cover?<\/summary><div>If, through illness or natural causes, you are certified as having a total and permanent disability that prevents you from doing your usual job, we pay you the agreed sum assured.<\/div><\/details><details><summary>I'm a passive resident in Andorra. Do I have any specific option?<\/summary><div>Yes, we have a special life insurance for passive residents. <a href=\"https:\/\/assega.com\/en\/contact-%c2%b7-assega-assegurances-andorra-la-vella\/\">Contact us<\/a> and we'll explain the terms.<\/div><\/details><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee21e20 e-con-full pg-cta e-flex e-con e-parent\" data-id=\"ee21e20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53292b0 elementor-widget elementor-widget-html\" data-id=\"53292b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div><h2>A perfect tomorrow for the people you love.<\/h2><p>Request a quote and choose the sum assured you need.<\/p><\/div><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/en\/quote\/life\/\">Request a life quote <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-outline-w\" href=\"https:\/\/assega.com\/en\/contact-%c2%b7-assega-assegurances-andorra-la-vella\/\">Contact us<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b41c060 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"b41c060\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf3002b elementor-widget elementor-widget-html\" data-id=\"bf3002b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>You may also be interested in<\/h2><p class=\"sub\">Other Assega insurance in Andorra<\/p><div class=\"pg-rel\"><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/health\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-4l-3 9L9 3l-3 9H2\"\/><\/svg><\/span>Health Insurance<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/house-comunities\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 10l9-7 9 7v10a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"\/><path d=\"M9 22V12h6v10\"\/><\/svg><\/span>Home &amp; Communities<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/vehicle\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 17h14M5 17a2 2 0 1 1-4 0 2 2 0 0 1 4 0zm14 0a2 2 0 1 0 4 0 2 2 0 0 0-4 0zM3 11l2-6h14l2 6H3z\"\/><\/svg><\/span>Vehicle Insurance<\/a><a href=\"https:\/\/assega.com\/en\/insurance-in-andorra\/business\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"2\" y=\"7\" width=\"20\" height=\"14\" rx=\"2\"\/><path d=\"M16 21V5a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2v16\"\/><\/svg><\/span>Business Insurance<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":6181,"parent":3348,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3366","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Life insurance in Andorra | Tailored sum insured \u00b7 Assega<\/title>\n<meta name=\"description\" content=\"Life insurance in Andorra with a tailored sum insured, free choice of beneficiaries, death, total disability and repatriation. 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