{"id":3260,"date":"2016-10-19T13:06:57","date_gmt":"2016-10-19T13:06:57","guid":{"rendered":"https:\/\/assega.com\/fr\/?page_id=3260"},"modified":"2026-10-28T11:17:06","modified_gmt":"2026-10-28T11:17:06","slug":"vie","status":"publish","type":"page","link":"https:\/\/assega.com\/fr\/assurances\/vie\/","title":{"rendered":"Assurance vie en Andorre"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3260\" class=\"elementor elementor-3260 elementor-2670\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af3c8f6 e-con-full pg-hero e-flex e-con e-parent\" data-id=\"af3c8f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12b3499 elementor-widget elementor-widget-html\" data-id=\"12b3499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"bg\" style=\"background-image:url(https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/vida-hero-assegurances-vida-andorra-familia-posta-de-sol.jpg);background-position:50% 55%\"><\/div><div class=\"as-wrap\"><div class=\"pg-crumb\"><a href=\"https:\/\/assega.com\/fr\/\">Accueil<\/a> \u203a <a href=\"https:\/\/assega.com\/fr\/#s-serveis\">Assurances<\/a> \u203a <span>Vie<\/span><\/div><p class=\"as-eyebrow\">Assurance vie<\/p><h1>Vous feriez tout pour vos enfants ? Construisez pour eux un lendemain parfait.<\/h1><p class=\"lead\">Une assurance vie flexible : vous choisissez le capital, vous choisissez les b\u00e9n\u00e9ficiaires et vous pouvez les changer quand vous le souhaitez. Avec les garanties d\u00e9c\u00e8s, invalidit\u00e9 permanente absolue et rapatriement.<\/p><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/fr\/devis\/vie\/\">Demander un devis <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-ghost\" href=\"tel:+376868622\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 1.9.7 2.8a2 2 0 0 1-.5 2.1L8.1 9.9a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.8.7a2 2 0 0 1 1.7 2z\"\/><\/svg> +376 868 622<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-914416b e-con-full pg-sec e-flex e-con e-parent\" data-id=\"914416b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a1285f elementor-widget elementor-widget-html\" data-id=\"5a1285f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div class=\"pg-2col\"><div class=\"pg-prose\"><h2>Une protection pour les v\u00f4tres, quand ils en ont le plus besoin<\/h2><p>Une assurance vie n'est pas pour vous : elle est pour les personnes que vous aimez. Elle garantit que, si un jour vous n'\u00eates plus l\u00e0 ou ne pouvez plus travailler, vos b\u00e9n\u00e9ficiaires recevront le capital que vous aurez d\u00e9cid\u00e9. Chez Assega, nous la concevons sur mesure : <strong>en fonction de vos besoins de vie<\/strong>, vous souscrivez le capital qui y correspond, ni plus ni moins.<\/p><p>C'est aussi l'outil le plus efficace pour <strong>r\u00e9duire le co\u00fbt de l'assurance de pr\u00eat immobilier<\/strong> que votre banque vous demande, et nous disposons d'une <strong>assurance sp\u00e9ciale pour les r\u00e9sidents passifs en Andorre<\/strong>.<\/p><p>Si ce que vous souhaitez prot\u00e9ger, ce sont vos revenus pendant un arr\u00eat de travail, consultez le <a href=\"https:\/\/assega.com\/fr\/assurances\/sante\/\">revenu de remplacement en cas d'arr\u00eat de travail<\/a> dans nos assurances sant\u00e9.<\/p><\/div><div class=\"pg-img\"><img decoding=\"async\" src=\"https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/vida-intro-assegurances-vida-andorra-familia-agafada-de-la-ma.jpg\" alt=\"Famille main dans la main au coucher du soleil : assurance vie en Andorre\" loading=\"lazy\"><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdb29fa e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"fdb29fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38b6962 elementor-widget elementor-widget-html\" data-id=\"38b6962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Avantages et garanties<\/h2><p class=\"sub\">Tout ce qu'inclut l'assurance vie d'Assega.<\/p><div class=\"pg-tiers\"><div class=\"pg-tier\"><div class=\"tag\">Avantages<\/div><h3>Faite \u00e0 votre mesure<\/h3><p class=\"d\">Flexibilit\u00e9 totale pour le capital et les b\u00e9n\u00e9ficiaires.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vous choisissez le capital selon vos besoins de vie<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vous d\u00e9signez les b\u00e9n\u00e9ficiaires de votre choix et pouvez les modifier \u00e0 tout moment<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>R\u00e9duit le co\u00fbt de votre assurance de pr\u00eat immobilier<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Assurance sp\u00e9ciale pour les r\u00e9sidents passifs en Andorre<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/fr\/devis\/vie\/\">Demander un devis <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier hl\"><div class=\"tag\">Garanties<\/div><h3>Garanties incluses<\/h3><p class=\"d\">Ce que re\u00e7oivent vos b\u00e9n\u00e9ficiaires.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span><strong>D\u00e9c\u00e8s<\/strong> : quelle qu'en soit la cause, les b\u00e9n\u00e9ficiaires que vous aurez choisis re\u00e7oivent le capital souscrit<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span><strong>Invalidit\u00e9 permanente absolue<\/strong> : si, \u00e0 la suite d'une maladie ou pour des causes naturelles, vous ne pouvez plus exercer votre profession habituelle, nous vous versons le capital convenu<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span><strong>Rapatriement<\/strong> : en cas de d\u00e9c\u00e8s, rapatriement du corps en Andorre, sans limite g\u00e9ographique<\/span><\/li><\/ul><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/fr\/devis\/vie\/\">Demander un devis <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4439bce e-con-full pg-sec e-flex e-con e-parent\" data-id=\"4439bce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7c1366 elementor-widget elementor-widget-html\" data-id=\"a7c1366\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Pourquoi souscrire votre assurance vie chez Assega<\/h2><div class=\"pg-values\"><div class=\"pg-value\"><div class=\"n\">01<\/div><h4>Un interlocuteur unique<\/h4><p>Avec Assega, vous avez toujours la m\u00eame personne pour chaque d\u00e9marche : souscription, modifications et sinistres. Nous vous \u00e9pargnons les d\u00e9marches fastidieuses aupr\u00e8s des services de la compagnie.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">02<\/div><h4>Compagnies de r\u00e9f\u00e9rence<\/h4><p>Nous travaillons avec les assureurs de r\u00e9f\u00e9rence en protection financi\u00e8re et nous les comparons pour vous proposer le meilleur produit.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">03<\/div><h4>Garanties et co\u00fbt optimis\u00e9s<\/h4><p>Des polices flexibles qui s'adaptent \u00e0 vos besoins r\u00e9els, sans payer pour des garanties dont vous n'avez pas besoin.<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f87f01a e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"f87f01a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d421d1 elementor-widget elementor-widget-html\" data-id=\"5d421d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Questions fr\u00e9quentes<\/h2><div class=\"pg-faq\"><details><summary>Quel capital dois-je souscrire ?<\/summary><div>Ce dont les v\u00f4tres auront besoin pour maintenir leur niveau de vie : pensez au pr\u00eat immobilier ou aux emprunts en cours, aux ann\u00e9es de revenus que vous souhaiteriez couvrir et aux \u00e9tudes des enfants. Un conseiller d'Assega vous aidera \u00e0 le calculer sans vous surassurer.<\/div><\/details><details><summary>Puis-je changer les b\u00e9n\u00e9ficiaires par la suite ?<\/summary><div>Oui. Vous d\u00e9signez les b\u00e9n\u00e9ficiaires que vous jugez appropri\u00e9s et pouvez les modifier \u00e0 tout moment.<\/div><\/details><details><summary>Puis-je l'utiliser pour l'assurance que ma banque me demande pour mon pr\u00eat immobilier ?<\/summary><div>Oui, et souvent \u00e0 un co\u00fbt inf\u00e9rieur \u00e0 celui de l'assurance propos\u00e9e par la banque elle-m\u00eame. C'est l'une des raisons les plus courantes de la souscrire.<\/div><\/details><details><summary>Que couvre l'invalidit\u00e9 permanente absolue ?<\/summary><div>Si, \u00e0 la suite d'une maladie ou pour des causes naturelles, une invalidit\u00e9 absolue et permanente vous est certifi\u00e9e et vous emp\u00eache d'exercer votre profession habituelle, nous vous versons le capital convenu.<\/div><\/details><details><summary>Je suis r\u00e9sident passif en Andorre. Existe-t-il une option sp\u00e9cifique pour moi ?<\/summary><div>Oui, nous proposons une assurance vie sp\u00e9ciale pour les r\u00e9sidents passifs. <a href=\"https:\/\/assega.com\/fr\/contact\/\">Contactez-nous<\/a> et nous vous en expliquerons les conditions.<\/div><\/details><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee21e20 e-con-full pg-cta e-flex e-con e-parent\" data-id=\"ee21e20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53292b0 elementor-widget elementor-widget-html\" data-id=\"53292b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div><h2>Un lendemain parfait pour les v\u00f4tres.<\/h2><p>Demandez un devis et choisissez le capital dont vous avez besoin.<\/p><\/div><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/fr\/devis\/vie\/\">Demander un devis assurance vie <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-outline-w\" href=\"https:\/\/assega.com\/fr\/contact\/\">Nous contacter<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b41c060 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"b41c060\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf3002b elementor-widget elementor-widget-html\" data-id=\"bf3002b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Cela peut aussi vous int\u00e9resser<\/h2><p class=\"sub\">Les autres assurances d'Assega en Andorre<\/p><div class=\"pg-rel\"><a href=\"https:\/\/assega.com\/fr\/assurances\/sante\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-4l-3 9L9 3l-3 9H2\"\/><\/svg><\/span>Assurance sant\u00e9<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/maisons-et-immeubles\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 10l9-7 9 7v10a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"\/><path d=\"M9 22V12h6v10\"\/><\/svg><\/span>Habitation et copropri\u00e9t\u00e9s<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/vehicule\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 17h14M5 17a2 2 0 1 1-4 0 2 2 0 0 1 4 0zm14 0a2 2 0 1 0 4 0 2 2 0 0 0-4 0zM3 11l2-6h14l2 6H3z\"\/><\/svg><\/span>Assurance v\u00e9hicules<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/entreprises\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"2\" y=\"7\" width=\"20\" height=\"14\" rx=\"2\"\/><path d=\"M16 21V5a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2v16\"\/><\/svg><\/span>Assurance entreprises<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":6182,"parent":3301,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3260","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance vie en Andorre | Capital sur mesure \u00b7 Assega<\/title>\n<meta name=\"description\" content=\"Assurance vie en Andorre : capital sur mesure, b\u00e9n\u00e9ficiaires libres, d\u00e9c\u00e8s, invalidit\u00e9 absolue, rapatriement. 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