{"id":3271,"date":"2016-10-19T13:33:23","date_gmt":"2016-10-19T13:33:23","guid":{"rendered":"https:\/\/assega.com\/fr\/?page_id=3271"},"modified":"2026-10-28T11:17:06","modified_gmt":"2026-10-28T11:17:06","slug":"maisons-et-immeubles","status":"publish","type":"page","link":"https:\/\/assega.com\/fr\/assurances\/maisons-et-immeubles\/","title":{"rendered":"Assurance habitation et copropri\u00e9t\u00e9s en Andorre"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3271\" class=\"elementor elementor-3271 elementor-2660\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ae013b e-con-full pg-hero e-flex e-con e-parent\" data-id=\"3ae013b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23ff01f elementor-widget elementor-widget-html\" data-id=\"23ff01f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"bg\" style=\"background-image:url(https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/habitatge-hero-assegurances-habitatge-andorra-teulades-esquist.jpg);background-position:50% 60%\"><\/div><div class=\"as-wrap\"><div class=\"pg-crumb\"><a href=\"https:\/\/assega.com\/fr\/\">Accueil<\/a> \u203a <a href=\"https:\/\/assega.com\/fr\/#s-serveis\">Assurances<\/a> \u203a <span>Habitation et copropri\u00e9t\u00e9s<\/span><\/div><p class=\"as-eyebrow\">Habitation et copropri\u00e9t\u00e9s<\/p><h1>Prot\u00e9gez ce que vous aimez le plus : votre maison.<\/h1><p class=\"lead\">Assurance multirisque pour les logements, les r\u00e9sidences secondaires et les appartements en location, et police sp\u00e9cifique pour les copropri\u00e9t\u00e9s. Incendie, d\u00e9g\u00e2ts des eaux, vol, responsabilit\u00e9 civile et protection juridique.<\/p><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/fr\/devis\/habitation-et-coproprietes\/\">Demander un devis <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-ghost\" href=\"tel:+376868622\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 1.9.7 2.8a2 2 0 0 1-.5 2.1L8.1 9.9a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.8.7a2 2 0 0 1 1.7 2z\"\/><\/svg> +376 868 622<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02c5d3d e-con-full pg-sec e-flex e-con e-parent\" data-id=\"02c5d3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-587db35 elementor-widget elementor-widget-html\" data-id=\"587db35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div class=\"pg-2col\"><div class=\"pg-prose\"><h2>Votre maison, couverte de la cave au grenier<\/h2><p>Votre maison est probablement le bien le plus pr\u00e9cieux que vous poss\u00e9dez, et le lieu o\u00f9 se passent les choses qui comptent le plus. Une assurance habitation bien con\u00e7ue couvre <strong>le contenant<\/strong> (le b\u00e2timent) et <strong>le contenu<\/strong> (mobilier, \u00e9lectrom\u00e9nager, bijoux, \u00e9quipements informatiques) contre l'incendie, les d\u00e9g\u00e2ts des eaux, le vol et les ph\u00e9nom\u00e8nes atmosph\u00e9riques, et prot\u00e8ge en outre <strong>votre responsabilit\u00e9 civile<\/strong> en tant que propri\u00e9taire ou chef de famille.<\/p><p>Si vous \u00eates pr\u00e9sident ou administrateur d'une copropri\u00e9t\u00e9, nous proposons une <strong>police sp\u00e9cifique pour les copropri\u00e9t\u00e9s<\/strong> qui couvre l'immeuble et les parties communes, avec responsabilit\u00e9 civile et protection juridique de la copropri\u00e9t\u00e9.<\/p><p>Vous avez un commerce ou un local ? Consultez l'<a href=\"https:\/\/assega.com\/fr\/assurances\/commerce\/\">assurance commerce<\/a>.<\/p><\/div><div class=\"pg-img\"><img decoding=\"async\" src=\"https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/habitatge-intro-assegurances-habitatge-andorra-finestra-llum-calida.jpg\" alt=\"Fen\u00eatre chaleureuse d'une maison en pierre : assurance habitation et copropri\u00e9t\u00e9s en Andorre\" loading=\"lazy\"><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf1a59f e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"bf1a59f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d46351 elementor-widget elementor-widget-html\" data-id=\"1d46351\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Deux polices, une pour chaque besoin<\/h2><div class=\"pg-tiers\"><div class=\"pg-tier hl\"><div class=\"tag\">Particuliers<\/div><h3>Habitation<\/h3><p class=\"d\">Multirisque complet pour votre logement, votre r\u00e9sidence secondaire ou votre appartement en location.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Responsabilit\u00e9 civile et protection juridique<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Incendie, explosion et foudre<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>D\u00e9g\u00e2ts des eaux avec localisation et r\u00e9paration de la fuite<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vol, vol simple et agression hors du domicile<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Bris de vitres, de marbres et de vitroc\u00e9ramique<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Dommages \u00e9lectriques, ph\u00e9nom\u00e8nes atmosph\u00e9riques, vandalisme<\/span><\/li><\/ul><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/fr\/devis\/habitation-et-coproprietes\/\">Demander un devis <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><div class=\"pg-tier\"><div class=\"tag\">Copropri\u00e9t\u00e9s<\/div><h3>Copropri\u00e9t\u00e9<\/h3><p class=\"d\">Pour l'immeuble et les parties communes.<\/p><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Responsabilit\u00e9 civile<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Protection juridique (d\u00e9fense et recours)<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Incendie, frais d'extinction et de sauvetage<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>D\u00e9blaiement, nettoyage et intervention des pompiers<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vol et d\u00e9g\u00e2ts des eaux<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Bris de vitres<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Risques catastrophiques, actes de vandalisme et ph\u00e9nom\u00e8nes atmosph\u00e9riques<\/span><\/li><\/ul><a class=\"as-btn as-btn-dark\" href=\"https:\/\/assega.com\/fr\/devis\/habitation-et-coproprietes\/\">Demander un devis <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-026644b e-con-full pg-sec e-flex e-con e-parent\" data-id=\"026644b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-316a709 elementor-widget elementor-widget-html\" data-id=\"316a709\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Toutes les garanties de l'assurance habitation<\/h2><p class=\"sub\">Le d\u00e9tail des garanties de la police habitation.<\/p><div class=\"pg-cols\"><h4>RESPONSABILIT\u00c9 CIVILE<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Propri\u00e9taire \/ occupant du logement<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>RC chef de famille<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Animaux domestiques<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Pratique sportive en amateur<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Cautions judiciaires<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Assistance et protection juridique<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Recours en r\u00e9paration des dommages<\/span><\/li><\/ul><h4>GARANTIES DE BASE<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Incendie, explosion et chute de la foudre<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Dommages caus\u00e9s par l'extinction<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Frais de sauvetage<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Objets disparus<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Dommages dus \u00e0 la fum\u00e9e et \u00e0 d'autres \u00e9l\u00e9ments<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Intervention des pompiers, d\u00e9blaiement et d\u00e9molition<\/span><\/li><\/ul><h4>D\u00c9G\u00c2TS DES EAUX<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>D\u00e9g\u00e2ts des eaux sur les biens assur\u00e9s<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Frais de localisation de la fuite<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Frais de r\u00e9paration de la fuite<\/span><\/li><\/ul><h4>BRIS<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vitres, glaces et miroirs<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Appareils sanitaires en c\u00e9ramique<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Marbres et granits<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Plaque vitroc\u00e9ramique<\/span><\/li><\/ul><h4>VOL ET VOL SIMPLE<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vol et spoliation en g\u00e9n\u00e9ral<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Dommages dus au vol ou \u00e0 la tentative de vol<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Esp\u00e8ces (dans ou hors coffre-fort)<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vol simple du mobilier<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Biens dans le local de rangement, les jardins et les terrasses<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Remplacement des cl\u00e9s et des serrures<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Agression hors du domicile : effets personnels et esp\u00e8ces<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Bijoux, biens emport\u00e9s en voyage, \u00e9quipements informatiques<\/span><\/li><\/ul><h4>AUTRES DOMMAGES<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Actes de vandalisme ou de malveillance<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Ph\u00e9nom\u00e8nes atmosph\u00e9riques<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Choc de v\u00e9hicules<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Perte de loyers<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>\u00c9vacuation forc\u00e9e du logement<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Reconstitution de documents<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Dommages \u00e9lectriques<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Denr\u00e9es alimentaires au r\u00e9frig\u00e9rateur<\/span><\/li><\/ul><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1626e4c e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"1626e4c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13c5851 elementor-widget elementor-widget-html\" data-id=\"13c5851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Questions fr\u00e9quentes<\/h2><div class=\"pg-faq\"><details><summary>Quelle est la diff\u00e9rence entre contenant et contenu ?<\/summary><div>Le contenant, c'est le b\u00e2timent : murs, sols, installations fixes. Le contenu, c'est tout ce qui se trouve \u00e0 l'int\u00e9rieur : mobilier, \u00e9lectrom\u00e9nager, v\u00eatements, bijoux, \u00e9quipements informatiques. Dans le <a href=\"https:\/\/assega.com\/fr\/devis\/habitation-et-coproprietes\/\">formulaire de devis<\/a>, nous vous demandons une valeur approximative de chacun.<\/div><\/details><details><summary>Les d\u00e9g\u00e2ts des eaux que je cause \u00e0 mes voisins sont-ils couverts ?<\/summary><div>Oui, par le biais de la responsabilit\u00e9 civile du propri\u00e9taire ou de l'occupant du logement. Quant aux d\u00e9g\u00e2ts des eaux sur vos propres biens, ils sont couverts par la garantie d\u00e9g\u00e2ts des eaux, y compris la localisation et la r\u00e9paration de la fuite.<\/div><\/details><details><summary>Suis-je couvert si je suis victime d'un vol en dehors de chez moi ?<\/summary><div>Oui : la police inclut l'agression hors du domicile pour les effets personnels et l'argent liquide, ainsi que le vol et le vol simple dans le logement, le local de rangement, les jardins et les terrasses.<\/div><\/details><details><summary>Que couvre l'assurance de copropri\u00e9t\u00e9 ?<\/summary><div>L'immeuble et les parties communes : responsabilit\u00e9 civile de la copropri\u00e9t\u00e9, protection juridique, incendie (avec frais d'extinction, de sauvetage et de d\u00e9blaiement), vol, d\u00e9g\u00e2ts des eaux, bris de vitres, risques catastrophiques, vandalisme et ph\u00e9nom\u00e8nes atmosph\u00e9riques.<\/div><\/details><details><summary>Les aliments du cong\u00e9lateur sont-ils couverts en cas de panne ?<\/summary><div>Oui, la garantie des denr\u00e9es alimentaires au r\u00e9frig\u00e9rateur est incluse dans la rubrique \u00ab Autres dommages \u00bb, au m\u00eame titre que les dommages \u00e9lectriques.<\/div><\/details><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11ee503 e-con-full pg-cta e-flex e-con e-parent\" data-id=\"11ee503\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0059e6 elementor-widget elementor-widget-html\" data-id=\"d0059e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div><h2>Assurez votre maison ou votre copropri\u00e9t\u00e9.<\/h2><p>Dites-nous le type de bien et les valeurs approximatives, et nous vous faisons une proposition sous 24 heures.<\/p><\/div><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/fr\/devis\/habitation-et-coproprietes\/\">Demander un devis assurance habitation <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-outline-w\" href=\"https:\/\/assega.com\/fr\/contact\/\">Nous contacter<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe6d597 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"fe6d597\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-268ad7c elementor-widget elementor-widget-html\" data-id=\"268ad7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Cela peut aussi vous int\u00e9resser<\/h2><p class=\"sub\">Les autres assurances d'Assega en Andorre<\/p><div class=\"pg-rel\"><a href=\"https:\/\/assega.com\/fr\/assurances\/commerce\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 2L3 6v14a2 2 0 0 0 2 2h14a2 2 0 0 0 2-2V6l-3-4z\"\/><path d=\"M3 6h18M16 10a4 4 0 0 1-8 0\"\/><\/svg><\/span>Assurance commerce<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/vie\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20.8 4.6a5.5 5.5 0 0 0-7.8 0L12 5.6l-1-1a5.5 5.5 0 0 0-7.8 7.8l1 1L12 21l7.8-7.6 1-1a5.5 5.5 0 0 0 0-7.8z\"\/><\/svg><\/span>Assurance vie<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/vehicule\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 17h14M5 17a2 2 0 1 1-4 0 2 2 0 0 1 4 0zm14 0a2 2 0 1 0 4 0 2 2 0 0 0-4 0zM3 11l2-6h14l2 6H3z\"\/><\/svg><\/span>Assurance v\u00e9hicules<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/sante\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-4l-3 9L9 3l-3 9H2\"\/><\/svg><\/span>Assurance sant\u00e9<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":6134,"parent":3301,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3271","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast 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