{"id":3274,"date":"2016-10-19T13:39:22","date_gmt":"2016-10-19T13:39:22","guid":{"rendered":"https:\/\/assega.com\/fr\/?page_id=3274"},"modified":"2026-10-28T11:17:06","modified_gmt":"2026-10-28T11:17:06","slug":"commerce","status":"publish","type":"page","link":"https:\/\/assega.com\/fr\/assurances\/commerce\/","title":{"rendered":"Assurance commerce en Andorre"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3274\" class=\"elementor elementor-3274 elementor-2663\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86a3c39 e-con-full pg-hero e-flex e-con e-parent\" data-id=\"86a3c39\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de0fdb1 elementor-widget elementor-widget-html\" data-id=\"de0fdb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"bg\" style=\"background-image:url(https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/comerc-hero-assegurances-comerc-andorra-botiga-llum-calida.jpg);background-position:50% 50%\"><\/div><div class=\"as-wrap\"><div class=\"pg-crumb\"><a href=\"https:\/\/assega.com\/fr\/\">Accueil<\/a> \u203a <a href=\"https:\/\/assega.com\/fr\/#s-serveis\">Assurances<\/a> \u203a <span>Commerce<\/span><\/div><p class=\"as-eyebrow\">Assurance commerce<\/p><h1>Votre commerce, prot\u00e9g\u00e9 contre le moindre impr\u00e9vu.<\/h1><p class=\"lead\">Assurance multirisque con\u00e7ue pour les activit\u00e9s de vente et les commerces de tous types : elle prot\u00e8ge les biens mat\u00e9riels, la responsabilit\u00e9 envers les tiers et vos revenus si l'activit\u00e9 s'arr\u00eate \u00e0 la suite d'un sinistre.<\/p><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/fr\/devis\/commerce\/\">Demander un devis <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-ghost\" href=\"tel:+376868622\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 1.9.7 2.8a2 2 0 0 1-.5 2.1L8.1 9.9a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.8.7a2 2 0 0 1 1.7 2z\"\/><\/svg> +376 868 622<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b835ad e-con-full pg-sec e-flex e-con e-parent\" data-id=\"9b835ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27e0cbe elementor-widget elementor-widget-html\" data-id=\"27e0cbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div class=\"pg-2col\"><div class=\"pg-prose\"><h2>Biens, responsabilit\u00e9 et revenus : les trois piliers de votre commerce<\/h2><p>L'assurance multirisque commerce a un objectif clair : prot\u00e9ger les biens mat\u00e9riels de l'entreprise \u2014 <strong>immeuble, machines, mobilier et marchandises<\/strong> \u2014 contre tout impr\u00e9vu, couvrir votre <strong>responsabilit\u00e9 face aux r\u00e9clamations de tiers<\/strong> et <strong>garantir vos revenus<\/strong> si vous devez interrompre votre activit\u00e9 \u00e0 la suite d'un sinistre.<\/p><p>Elle est con\u00e7ue sp\u00e9cialement pour les activit\u00e9s de vente, pour les commerces de tout type : d'une boutique de v\u00eatements \u00e0 un restaurant ou un salon de coiffure. Chaque commerce est diff\u00e9rent, et c'est pourquoi nous ajustons les garanties et les capitaux assur\u00e9s \u00e0 votre local, \u00e0 votre activit\u00e9 et \u00e0 la valeur r\u00e9elle de ce que vous y avez.<\/p><p>Si votre activit\u00e9 rel\u00e8ve des services ou si vous dirigez une PME avec des employ\u00e9s, consultez aussi l'<a href=\"https:\/\/assega.com\/fr\/assurances\/entreprises\/\">assurance entreprises<\/a>.<\/p><\/div><div class=\"pg-img\"><img decoding=\"async\" src=\"https:\/\/assega.com\/wp-content\/uploads\/2026\/10\/comerc-intro-assegurances-comerc-andorra-mans-paquet-regal.jpg\" alt=\"Des mains pr\u00e9parant un paquet cadeau dans un commerce : assurance commerce en Andorre\" loading=\"lazy\"><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ec5fab e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"2ec5fab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7593d3 elementor-widget elementor-widget-html\" data-id=\"a7593d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Toutes les garanties de la multirisque commerce<\/h2><p class=\"sub\">Une couverture compl\u00e8te pour le local, son contenu et votre activit\u00e9.<\/p><div class=\"pg-cols\"><h4>Dommages au local et aux biens<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Incendie, explosion et foudre, avec protection compl\u00e8te des garanties compl\u00e9mentaires<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Dommages \u00e9lectriques \u00e0 vos installations<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>D\u00e9g\u00e2ts des eaux, y compris la localisation et la r\u00e9paration des avaries<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Bris de vitres, d'enseignes et de sanitaires<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Dommages esth\u00e9tiques et d\u00e9gradations du b\u00e2timent en cas de vol<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Reconstitution d'archives (non informatiques)<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>\u00c9quipements \u00e9lectroniques et bris de machines<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>D\u00e9t\u00e9rioration de marchandises dans les r\u00e9frig\u00e9rateurs<\/span><\/li><\/ul><h4>Vol et argent<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vol, vol avec violence et d\u00e9gradations<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Marchandises en vitrine<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Esp\u00e8ces en coffre-fort ou en caisse enregistreuse<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vol avec violence lors du transport de fonds<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Hold-up contre les clients et les employ\u00e9s<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Vol des biens des employ\u00e9s<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Infid\u00e9lit\u00e9 des employ\u00e9s : soustractions, fraudes, malversations ou appropriations indues<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Remplacement des serrures en cas de vol de cl\u00e9s<\/span><\/li><\/ul><h4>Responsabilit\u00e9 et revenus<\/h4><ul><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Responsabilit\u00e9 civile d'exploitation et employeur<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Responsabilit\u00e9 civile produits<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Responsabilit\u00e9 civile du propri\u00e9taire de l'immeuble<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Perte d'exploitation en cas d'arr\u00eat de l'activit\u00e9<\/span><\/li><li><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg><span>Protection juridique et recours en cas de dommages<\/span><\/li><\/ul><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a7555fa e-con-full pg-sec e-flex e-con e-parent\" data-id=\"a7555fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c90704b elementor-widget elementor-widget-html\" data-id=\"c90704b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Pourquoi assurer votre commerce avec Assega<\/h2><div class=\"pg-values\"><div class=\"pg-value\"><div class=\"n\">01<\/div><h4>Un interlocuteur unique<\/h4><p>Avec Assega, vous avez toujours la m\u00eame personne pour chaque d\u00e9marche : souscription, modifications et sinistres. Nous vous \u00e9pargnons les d\u00e9marches fastidieuses aupr\u00e8s des services de la compagnie.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">02<\/div><h4>Compagnies de r\u00e9f\u00e9rence<\/h4><p>Nous travaillons avec les assureurs de r\u00e9f\u00e9rence en protection financi\u00e8re et nous les comparons pour vous proposer le meilleur produit.<\/p><\/div><div class=\"pg-value\"><div class=\"n\">03<\/div><h4>Garanties et co\u00fbt optimis\u00e9s<\/h4><p>Des polices flexibles qui s'adaptent \u00e0 vos besoins r\u00e9els, sans payer pour des garanties dont vous n'avez pas besoin.<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3cc5a8 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"d3cc5a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e331222 elementor-widget elementor-widget-html\" data-id=\"e331222\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Questions fr\u00e9quentes<\/h2><div class=\"pg-faq\"><details><summary>Qu'est-ce que la perte d'exploitation ?<\/summary><div>Si un sinistre couvert (un incendie, une inondation) vous oblige \u00e0 fermer temporairement votre commerce, la garantie perte d'exploitation compense les revenus que vous ne percevez plus pendant l'arr\u00eat de l'activit\u00e9. C'est elle qui \u00e9vite qu'un impr\u00e9vu ne se transforme en probl\u00e8me de tr\u00e9sorerie.<\/div><\/details><details><summary>La marchandise de la vitrine est-elle couverte en cas de vol ?<\/summary><div>Oui, les marchandises en vitrine sont couvertes, tout comme les d\u00e9gradations du b\u00e2timent, le bris de vitres et d'enseignes, et le remplacement des serrures si l'on vous vole vos cl\u00e9s.<\/div><\/details><details><summary>Que signifie l'infid\u00e9lit\u00e9 des employ\u00e9s ?<\/summary><div>Elle couvre les pertes directes dues \u00e0 des soustractions, fraudes, malversations, d\u00e9tournements de fonds, falsifications ou appropriations indues commises par des employ\u00e9s du commerce.<\/div><\/details><details><summary>De quelle responsabilit\u00e9 civile ai-je besoin ?<\/summary><div>Cela d\u00e9pend de l'activit\u00e9 : la RC d'exploitation couvre les dommages caus\u00e9s \u00e0 des tiers du fait de l'activit\u00e9, la RC employeur les accidents des employ\u00e9s, la RC produits les dommages caus\u00e9s par ce que vous vendez, et celle du propri\u00e9taire de l'immeuble si le local vous appartient. Lors de l'\u00e9tablissement du devis, nous les ajustons \u00e0 votre situation.<\/div><\/details><details><summary>De quelles informations avez-vous besoin pour \u00e9tablir le devis ?<\/summary><div>L'activit\u00e9, l'adresse et la superficie du local, le nombre de salari\u00e9s, les valeurs approximatives du b\u00e2timent, du mobilier, des machines et des stocks, ainsi que les mesures de s\u00e9curit\u00e9. Vous pouvez tout remplir dans le <a href=\"https:\/\/assega.com\/fr\/devis\/commerce\/\">formulaire de devis commerce<\/a>.<\/div><\/details><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d256ae1 e-con-full pg-cta e-flex e-con e-parent\" data-id=\"d256ae1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2ecaba elementor-widget elementor-widget-html\" data-id=\"f2ecaba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><div><h2>Prot\u00e9gez votre commerce.<\/h2><p>Un devis sur mesure pour votre local et votre activit\u00e9 en moins de 24 heures.<\/p><\/div><div class=\"as-actions\"><a class=\"as-btn as-btn-primary\" href=\"https:\/\/assega.com\/fr\/devis\/commerce\/\">Demander un devis commerce <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a><a class=\"as-btn as-btn-outline-w\" href=\"https:\/\/assega.com\/fr\/contact\/\">Contactez-nous<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab538d4 e-con-full pg-sec light e-flex e-con e-parent\" data-id=\"ab538d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b677d5 elementor-widget elementor-widget-html\" data-id=\"1b677d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"as-wrap\"><h2>Cela peut aussi vous int\u00e9resser<\/h2><p class=\"sub\">Les autres assurances d'Assega en Andorre<\/p><div class=\"pg-rel\"><a href=\"https:\/\/assega.com\/fr\/assurances\/entreprises\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"2\" y=\"7\" width=\"20\" height=\"14\" rx=\"2\"\/><path d=\"M16 21V5a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2v16\"\/><\/svg><\/span>Assurance entreprises<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/maisons-et-immeubles\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 10l9-7 9 7v10a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"\/><path d=\"M9 22V12h6v10\"\/><\/svg><\/span>Habitation et copropri\u00e9t\u00e9s<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/vehicule\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 17h14M5 17a2 2 0 1 1-4 0 2 2 0 0 1 4 0zm14 0a2 2 0 1 0 4 0 2 2 0 0 0-4 0zM3 11l2-6h14l2 6H3z\"\/><\/svg><\/span>Assurance v\u00e9hicules<\/a><a href=\"https:\/\/assega.com\/fr\/assurances\/sante\/\"><span class=\"i\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-4l-3 9L9 3l-3 9H2\"\/><\/svg><\/span>Assurance sant\u00e9<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":6114,"parent":3301,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3274","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance commerce en Andorre | Multirisque \u00b7 Assega<\/title>\n<meta name=\"description\" content=\"Multirisque commerce en Andorre : immeuble, machines, mobilier et marchandises, responsabilit\u00e9 civile, perte d&#039;exploitation et vol. 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