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Health insurance

Health insurance in Andorra.

From CASS top-up cover to the best private medicine in the world. Four products designed so that your health and your family's are always well covered.

From CASS to private medicine, with no gaps

The Andorran public system covers a significant part of healthcare costs, but not all of them. A CASS top-up policy lets you reach 100% cover for consultations, pharmacy and hospitalisation. And if you want to go further, private health insurance gives you access to medical networks with thousands of specialists, worldwide cover and no waiting lists.

At Assega we help you choose the right level: a top-up, a sick leave income policy that protects your earnings, comprehensive insurance such as Mundisalut or the most exclusive product on the Andorran market, Top Health.

Want to protect your loved ones' future too? Discover life insurance.

Hands held together on a wooden table: support and health insurance in Andorra

Our health products

Four levels, from top-up cover to VIP cover.

Top-up

CASS top-up cover

We optimise your public healthcare cover up to 100%.

  • 25% of medical consultations
  • 25% of pharmacy costs
  • 10% of hospitalisation costs
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Income

Income / Sick leave

When you're off sick, you can count on Assega. Cover 24 hours a day.

  • Temporary incapacity due to illness and/or accident
  • Maternity benefits
  • Hospitalisation due to illness and/or accident
  • Lengthy diagnostic tests
  • 24-hour medical helpline
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Comprehensive

Mundisalut

Comprehensive healthcare with worldwide cover.

  • 100% reimbursement within Andorra
  • 100% reimbursement within the insurer's medical network (18,000 specialists)
  • 80% reimbursement outside the medical network
  • Travel assistance worldwide
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VIP

Top Health

The best health insurance on the market: 100% cover with no limits on access or costs.

  • Primary care, specialists, diagnostics, hospitalisation and surgery at 100%
  • Worldwide assistance in emergencies
  • 100% of medicines and vaccines
  • Basic and specialist dentistry, prostheses and implantology
  • Spa stay after a hospital stay
  • Psychology, homeopathy and acupuncture
  • Network of clinics in the USA
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Why take out health insurance with Assega

Real, human advice for an important decision.

01

A single point of contact

With Assega you always deal with the same person for any procedure: taking out the policy, changes and claims. We spare you the tedious dealings with the insurer's departments.

02

Leading insurers

We work with the leading insurers in financial protection and compare between them to recommend the best product for you.

03

Optimised cover and cost

Flexible policies that adapt to your real needs, so you don't pay for cover you don't need.

Frequently asked questions

What exactly does CASS top-up cover include?
It tops up public cover to 100%: the 25% of medical consultations, the 25% of pharmacy costs and the 10% of hospitalisation costs that CASS does not cover.
What is sick leave income?
It is insurance that pays you a benefit while you are on sick leave due to illness or accident, with 24-hour cover. It includes maternity benefits, hospitalisation and lengthy diagnostic tests, plus a 24-hour medical helpline.
Can I see doctors outside Andorra with Mundisalut?
Yes. Mundisalut has worldwide cover: 100% reimbursement within Andorra and within the insurer's medical network (18,000 specialists), 80% outside the medical network, and travel assistance worldwide.
What makes Top Health different?
It is the VIP insurance: access to the best private medicine at 100%, with no limits on access or costs, and with unique cover such as post-hospitalisation spa stays, psychology, homeopathy, acupuncture and a network of clinics in the USA. It is a unique product on the Andorran market.
How do I request a quote?
Fill in the health quote form stating the people to be insured and the type of cover, or call us on +376 868 622.

Look after your health with the right cover.

An adviser will help you choose between top-up cover, sick leave income, Mundisalut or Top Health.

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