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Vehicle insurance

Car and motorbike insurance in Andorra.

Three levels of cover for your car and a specific policy for motorbikes, always with unlimited civil liability, legal defence and travel assistance from km 0 across Europe.

The cover your vehicle needs, no more and no less

In Andorra, civil liability insurance is compulsory in order to drive, but the difference between one policy and another is what happens the day you need it. At Assega we compare offers from the leading insurers and recommend the cover that fits your vehicle, your driving experience and your budget.

All our vehicle policies include unlimited civil liability, legal defence and claims, occupant and driver insurance, and travel assistance from km 0 across Europe. From there, you choose how far you want to go: basic third-party, extended third-party or fully comprehensive.

If you have a high-end, sports or collector vehicle, discover Assega Prestige, our exclusive insurance for luxury vehicles.

Car rear-view mirror with a sunset: car insurance in Andorra

Choose your level of cover

Three options for cars and a specific policy for motorbikes.

Car

Basic third-party

The essential cover for driving with peace of mind.

  • Unlimited civil liability
  • Legal defence and claims
  • Occupant and driver insurance
  • Travel assistance from km 0 across Europe
  • Glass
  • Replacement vehicle
Request a quote
Car

Extended third-party

Everything in basic cover, plus fire and theft.

  • Everything included in Basic third-party
  • Fire
  • Theft
  • Glass
  • Replacement vehicle
Request a quote
Car

Fully comprehensive

Maximum protection, including damage to your own vehicle.

  • Everything included in Extended third-party
  • Damage to your own vehicle
  • Invoice value for the first 2 years in the event of a total loss
  • Replacement vehicle
Request a quote
Motorbike

Motorcycle

A specific policy for motorcycles and mopeds.

  • Unlimited civil liability
  • Legal defence and claims
  • Travel assistance from km 0 across Europe
  • Passenger insurance
Request a quote

Why insure your vehicle with Assega

More than thirty years advising drivers in Andorra.

01

A single point of contact

With Assega you always deal with the same person for any procedure: taking out the policy, changes and claims. We spare you the tedious dealings with the insurer's departments.

02

Leading insurers

We work with the leading insurers in financial protection and compare between them to recommend the best product for you.

03

Optimised cover and cost

Flexible policies that adapt to your real needs, so you don't pay for cover you don't need.

Frequently asked questions

What people ask us most often about vehicle insurance.

What is the difference between basic third-party, extended third-party and fully comprehensive?
Basic third-party covers the damage you cause to others (unlimited civil liability) and includes legal defence, occupants, travel assistance, glass and a replacement vehicle. Extended third-party adds fire and theft of your vehicle. Fully comprehensive also covers damage to your own car, even if the accident is your fault, and guarantees the invoice value for the first two years in the event of a total loss.
What does travel assistance from km 0 mean?
It means that assistance is activated from the very spot where your vehicle is, even if that is outside your front door. There is no minimum distance you have to have travelled. It covers the whole of Europe.
Is a replacement vehicle included?
Yes, a replacement vehicle is included in all three car options (basic third-party, extended third-party and fully comprehensive). Ask your adviser for the insurer's specific conditions.
I have a high-end car. Which insurance suits me?
For luxury, sports or collector vehicles we have created Assega Prestige, with extended new-for-old value, an equivalent replacement vehicle and repairs at the brand's official workshop.
How do I request a quote?
Fill in the vehicle quote form with your car or motorbike details and within 24 working hours an adviser will contact you with a proposal. You can also call us on +376 868 622.

Insure your vehicle today.

A personalised quote within 24 working hours, with no obligation.

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