Life insurance in Andorra | Tailored sum insured

Protection for your loved ones, when they need it most

Life insurance isn't for you: it's for the people you love. It ensures that, if one day you are no longer here or are unable to work, your beneficiaries will receive the sum you decided on. At Assega we tailor it to you: based on your life needs you take out the sum assured that fits, no more and no less.

It is also the most efficient way to reduce the cost of the mortgage insurance your bank requires, and we have a special insurance for passive residents in Andorra.

If what you want to protect is your income while you are on sick leave, take a look at sick leave income within our health insurance.

Benefits and cover

Everything included in Assega's life insurance.

Benefits

Tailored to you

Total flexibility in the sum assured and beneficiaries.

You choose the sum assured, based on your life needs
You name whichever beneficiaries you wish and can change them at any time
Reduces the cost of your mortgage insurance
Special insurance for passive residents in Andorra

Request a quote

Cover

Cover included

What your beneficiaries receive.

Death: from any cause, the beneficiaries you choose receive the sum assured
Total and permanent disability: if, through illness or natural causes, you are unable to do your usual job, we pay you the agreed sum assured
Repatriation: in the event of death, repatriation of the body to Andorra with no geographical limit

Request a quote

Why take out life insurance with Assega

A single point of contact

With Assega you always deal with the same person for any procedure: taking out the policy, changes and claims. We spare you the tedious dealings with the insurer's departments.

Leading insurers

We work with the leading insurers in financial protection and compare between them to recommend the best product for you.

Optimised cover and cost

Flexible policies that adapt to your real needs, so you don't pay for cover you don't need.

Frequently asked questions

What sum assured should I take out?

Whatever your loved ones need to maintain their standard of living: think about your mortgage or outstanding loans, the years of income you would like to cover and your children's education. An Assega adviser will help you calculate it without over-insuring yourself.

Can I change the beneficiaries later?

Yes. You name the beneficiaries you wish and can change them at any time.

Can it be used for the insurance my bank requires for my mortgage?

Yes, and often at a lower cost than the insurance offered by the bank itself. It is one of the most common reasons for taking it out.

What does total and permanent disability cover?

If, through illness or natural causes, you are certified as having a total and permanent disability that prevents you from doing your usual job, we pay you the agreed sum assured.

I'm a passive resident in Andorra. Do I have any specific option?

Yes, we have a special life insurance for passive residents. Contact us and we'll explain the terms.

Would you do anything for your children? Build them a perfect tomorrow.